TOP 3 best credit cards 2022: savings, cashback and practicality!
Check out the best options considering cash back and miles rewards, plus no annual fee options!
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First of all, in this quick article, we have reviewed the TOP 3 best credit cards of 2022, it turns out, some credit cards are better than others, as you can get better reward rates and benefits that go beyond the most regular cards.
So, we are looking for the best reward systems and APR offers and we will see:
- Wells Fargo Active Cash credit card
- Chase Freedom Unlimited credit card
- Capital One Venture Rewards credit card
TOP 3 best credit cards, number 1:
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Wells Fargo Active Cash credit card
The Wells Fargo Active Cash is a credit card that works around cash back rewards, with no annual fee and 0% intro APR.
With this card, you earn 2% cash back on all your purchases, with no special categories of spending required to get the money back.
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- $0 annual fee forever
- Intro 0% APR (15 months) on purchases and balance transfers
- Unlimited 2% cashback reward
- Flexible options for redeeming
- $200 cash reward after spending the first $1000 in the first 3 months
- APR 16.49%, 21.49% or 26.49% (according to your credit rate)
You can redeem your Wells Fargo Active Cash rewards as statement credit, withdraw it from Wells Fargo ATMs, deposit it into a Wells Fargo account or be mailed a paper check.
Chase Freedom Unlimited credit card
The Chase Freedom Unlimited credit card is also
This is also a credit card for those who want to earn cash back on every purchase, as the the Chase Freedom Unlimited card has a great reward system:
- Earn 3% back on restaurants, delivery services and drugstores.
- Earn 5% back on gas stations and Lyft services (terms apply).
- Earn 1.5% bonus on all purchases for the first $20.000 spend on this card.
- $200 bonus after spending the first $500
- No annual fee
- Flexible redeeming
- Intro 0% APR (first year), after 15.74-24.49%
Learn everything about the Chase Freedom Unlimited credit card and how flexible its redeeming system is by checking our full review!
Capital One Venture Rewards credit card
The Venture Rewards credit card from Capital One is a great option if you want to earn miles, as you get 2 miles per dollar spent on all purchases.
Also, you can convert your miles into dollars (at 1 cent per mile) and use it as a credit statement, transforming it into a cash back reward.
- High reward rate (2 miles per dollar spent)
- 75,000 bonus miles after spending $4,000 (within first 3 months)
- Miles don’t expire
- Annual fee of $95
- High exchange rate (1 mile = cent)
- No foreign transaction fees
The Venture Rewards from Capital One is a great option for travelers, as there’s no international foreign fees and has a high reward rate on miles.