Review and how to apply for a Wells Fargo Active Cash credit card
Check out the full review and learn how to apply for a Wells Fargo Active Cash credit card with no annual fee and 2% refund on all purchases.
See now how to apply for Wells Fargo Active Cash credit card. The Wells Fargo Active Cash is a credit card focused on cash back rewards, making it easy to earn and to redeem your money back.
With no annual fee and a high cash back rate of 2% on all purchases, the Active Cash credit card is among the best cards you could apply for in 2022.
So, we’re reviewing all of this card’s features, how it works and how to apply for it online and getting pre-approved without hurting your credit score! You’ll see:
- Wells Fargo Active Cash: main features
- Wells Fargo Active Cash: how to redeem your cash back
- How to apply for the Wells Fargo Active Cash
Wells Fargo Active Cash: main features
The Wells Fargo Active Cash card has some great features that make it one of the best credit cards for 2022, as we mentioned:
- No annual fee forever.
- 0% intro APR for purchases and balance transfers (15 months).
- 2% cash back on all purchases.
- Average APR for cards of the same category (16.49-21.49%).
- Visa benefits
Having a 2% cash back rate on all purchases makes it worth it because there are no special categories of spending to earn your money back.
Also, by paying your phone bill with the Active Cash credit card, you get cell phone insurance that will cover up to $600 in the event of damage or theft.
Cash back system
While there are some credit cards that offer a higher cash back rate, not all of them are so flexible on the redeeming process.
The Wells Fargo Active Cash, on the other hand, offers many ways to redeem your cash back:
- Paper check via mail.
- Deposit it to your Wells Fargo savings or checking account
- Withdraw it from Wells Fargo ATMs
- Use it as statement credit
- Use cash back to pay via PayPal
It’s worth noting that you’ll also earn a $200 cash reward bonus after spending just $1000 dollars in purchases within the first 3 months from getting your card.
How to apply for the Wells Fargo Active Cash
You can apply and get pre-approved online right now for the Wells Fargo Active Cash credit card.
If you’re already a Wells Fargo customer, the process is even easier. Here’s a simple step-by-step guide:
- Visit the Wells Fargo Active webpage, read the offer and press the red button that reads “Apply now”.
- Check the options “yes” or “no” for already having a Wells Fargo account. If “yes”, then use your account info to access the application. If “no”, follow the next step.
- Fill up your information for pre-qualification, such as full name, income, employment status, contact information etc.
After filling your application, make sure to consent to the terms and conditions and press “Submit”.
That’s it! Your approval is automatically done and you can check your response is given right away. Make sure to check your email inbox.
Now, once you have your new credit card in hands, make sure to subscribe to Visa’s website to also start enjoying its rewards! Good luck!