Credit Card with Loan: Meet the UpGrade Card!
The Upgrade Visa Card is a credit card that offers a personal loan. It is easy to use, has a $0 annuity and fixed interest rates.
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Do you already know the Upgrade Visa Card? The Credit Card with loan, which gives you access to an affordable line of credit up to $25,000.
So, if you’re looking for a $0 annual fee credit card with cash rewards, that just might be your option. Also, if you need a loan, the Upgrade Visa Card can be it.
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Check out our full review of the Upgrade Visa Credit Card. You’ll see:
- Upgrade Visa Credit Card: how does it work?
- Upgrade Credit Card Pros and Cons
- Getting a $200 bonus with Upgrade Credit Card
Upgrade Visa Credit Card: how does it work?
The Upgrade Visa Card is a “hybrid” between a credit card and a credit line, as you can use it to take on personal loans with low cost, which is very convenient.
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In this way, you can borrow from $500 to $25000 and pay down your balances monthly at a fixed rate.
So, anytime you need money on hand quickly, you can use your Upgrade Visa card and avoid getting late on your usual payments, avoiding higher interests etc.
This is a great option to help with your budging, as most credit cards and personal loans can have high interests and are hard to get quickly.
Upgrade Credit Card Pros and Cons
This is an international Visa Signature credit card that you can use abroad with no foreign transaction fees.
The big bonus here is that you have an unlimited 1.5% cash back reward on all of your purchases, as it is credited when you pay off your balance.
Check out some quick facts:
Pros Credit Card with Loan
- Zero annual fee.
- Easy to qualify.
- High cash reward rate.
- Reports to credit bureaus (enhances your credit score).
- Regular APR of 8.99%-29.99%.
- Pre-approved without hurting credit score.
- Visa Signature benefits.
Cons Credit Card with Loan
- Not available everywhere (check out availability)
Getting a $200 bonus with Upgrade Visa Credit Card
The Upgrade Visa Credit Card is issued by Sutton Bank and you can get a $200 bonus by opening a digital bank account.
After you use your Upgrade Visa on the three first purchases on debit, you get your $200 automatically.
How do apply for Upgrade Visa Credit Card
You can apply for the Upgrade Visa Credit Card online, directly on their official website.
If you need any help, just check out our quick tutorial on how to apply for this card and how to use the loan option. Just click here.