Learn how to apply for the Visa UpGrade Card and have a card with a loan and unlimited cash rewards

Learn how to apply for the Upgrade Card and how to use it to take out a super low interest personal loan and still have cash rewards!


apply for the Visa UpGrade card


If you want a credit card with annual fees of $0 and an unlimited cash reward, check and learn how to apply for the Visa Upgrade Card.


Also, if you’re looking for a personal loan, the Upgrade Card can also be the solution, as you can use it to take on personal loans with ease.

Check out our quick review and learn how to apply! You’ll see:


  1. Upgrade Card Personal Loan
  2. Upgrade Visa Credit Card
  3. How to apply for Upgrade Card
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As we already mentioned, this card combines both a credit card function and personal loan credit line.

Upgrade Card Personal Loan

As a personal loan, you can request that your credit line is transferred to your bank account as a loan, and pay it off by paying your balance monthly.

The advantage here is that you have a fixed interest rate and a fixed monthly payment. Also, it’s very quick and easy to take on this loan, as you can do it online.

Credit lines are from $500 to $25,000, so, this card is a great option to have in hand in times of a tough budget.

Upgrade Visa Credit Card

As a credit card, it can be used to shop anywhere, including on trips abroad. This is a $0 annual fee credit card, which means you don’t have to pay anything to use.

  • No annual fee.
  • Unlimited 1,5% cash back on payments.
  • No international feel.
  • Qualify with average score.
  • $200 bonus by opening a Rewards Checking account.

You earn 1,5% cash back on all of your purchases upon your balance payment, which is a good deal.

Also, if you open a digital account, you get a $200 bonus by making three debit card transactions.

How to apply for the Visa UpGrade Card

You can apply for the Upgrade Visa Credit Card and get pre-approved without hurting your credit score on their official website.

To apply, just follow these simple steps below. Remember, it won’t hurt your credit score:

  1. On the Upgrade Card website, click on the green button “Get started”.
  2. Fill up your basic information and be sure to use a valid email address.
  3. Read the Terms of Use and press “Apply Now”

That’s it! Check your email inbox to verify your approval. Once you’re approved, just follow the email directions to confirm your submission and it will be sent over.

You can also use the Upgrade Card app (iPhone) to keep up with your balance and check all of your card’s details, and use the digital version of it before the plastic gets to you!

If you want to check some other credit card and loan options, make sure to visit our website!