Verve Mastercard Credit Card: Full 2022 Review
The Verve Mastercard Credit Card is a good option for rebuilding credit as you get approved even if you have a bad credit history
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The Verve Mastercard Credit Card issued by The Bank of Missouri is one of the main options for people with a low FICO score right now, as you can get easily approved.
We’re doing a full review on the Verve credit card to check if it’s worth it, and how to apply! You’ll see:
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- Verve Credit Card: how it works
- Features and fees
- How to apply for the Verve Credit Card
Verve Credit Card: how it works
The Verve Mastercard credit card is tailored for people with a low credit score that are looking to rebuild it. You get approved even with a low FICO score!
It’s an unsecured credit card, which means you don’t have to make a security deposit to start using your credit line.
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It carries the Mastercard brand, so you are eligible for its exclusive benefits, such as points rewards and discounts available only for cardholders.
Also, it’s issued by the Bank of Missouri and serviced by Continental Finance, which manages the Verve credit card.
Verve Credit Card: features and fees
Initial limits
Verve Mastercard gives you a $300-$1,000 initial credit limit, no security deposit required.
By making payments on time for the first six months, you can request that your limit is doubled, getting you a $2000 credit limit.
Annual Fee and APR
The Verve credit card has a $99 annual fee and an APR of 25.90%, so make sure to not get late on your payments.
That said, note that there’s a 25 days grace period with no interests issued.
Credit Rebuilding
The Bank Of Missouri will report your payments to the three main credit bureaus in America, which will raise your credit score and give you access to better credit options.
Mastercard Benefits
Once you register your Verve credit card at Mastercard’s fidelity program, you can earn points and enjoy exclusive offers from hundreds of partners.
Also, you get fraud and ID theft protection, emergency assistance and travel benefits.
Card Managing
You can manage your Verve Credit Card account by logging at Verve/Continental’s website or using their mobile app (Android and iOS).
How to apply for the Verve Credit Card
Application for the Verve Mastercard credit card can be done online and you get approved even with a bad credit history, so give it a try.
If you need any help, make sure to check our quick three-step guide for the Verve Mastercard application!
Also, make sure to register it to the Mastercard fidelity program, so you can get the most out of it!