Platinum Mastercard from Capital One has the pre approved credit you need and no annual fee
You can get pre-approved for a Mastercard Platinum Capital One credit card having a fair credit and $0 annual fee.
Anúncios
Capital One offers a Platinum Mastercard credit card that is pre-approved for people with average credit and has a $0 annual fee.
So, if you’re looking for a credit card that is easy to get approved and that also helps you to get your credit higher, you should consider the Platinum Mastercard from Capital One.
Anúncios
In this review, you’ll see:
- Capital One’s Platinum Mastercard credit card
- Pros and Cons
- How to Apply
Capital One’s Platinum Mastercard credit card
This credit card is a Platinum, which means you get a higher credit and many more benefits from Mastercard.
Anúncios
Also, if you don’t have a high credit score, it’s no worries: you get approved having average or even low credit and you can check if you’re pre-approved without risking your current score.
So, what are the benefits of the Capital One’s Platinum Mastercard? Let’s check it out:
PROS
- It has a $0 annual fee
- Approved in seconds
- Your credit line is automatically reviewed within 6 months
- Allows Autopay e Recurring Transactions (subscriptions etc.)
- No foreign transaction fee (great for traveling)
- Contactless card
- Complete smartphone application to manage your card
- $0 Fraud Liability (you are not responsible for fraudulent purchases)
- Access to tickets for music, sports and dining with Capital One Entertainment
- Cheaper flights/accomodations and point rewards with Capital One Flights
It’s worth mentioning that this credit card helps you get your credit score higher, because Capital One reports to the 3 major credit bureaus (Equifax, Trans Union, Experian).
So, by making payments on time, you can get your credit score and credit limit higher. Also, you can keep up with your credit score for free with the CreditWise from Capital One.
CONS
This card has a high APR (26,99%), which is not ideal. Nonetheless, it’s an incentive to pay your bill on time so you won’t carry a balance for the next month, keep your credit score high, right?
Also, there is no reward benefit program besides the Capital One Travel and Entertainment, which do give point rewards, and you can get more points and enjoy many other benefits offered by Mastercard Platinum.
How to apply for Capital One’s Mastercard Platinum
As we already mentioned, you can get pre-approved in a few seconds without risking your credit score.
Click on the button below to go directly to the Capital One’s official website and see if you’re already pre-approved.
We have a quick tutorial on how to apply for it and get approved easily. So, if you need any help applying for yours, just check it out by clicking here!