Earn points in four different stores with the Old Navy credit card

Learn how to apply for the Old Navy credit card and start earning 5x more Navyist Rewards points on all of your purchases.

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how to apply old navy credit card

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We’re doing a full review and a quick tutorial on how to apply for the Old Navy credit card and start earning Navyist points on every purchase!

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With the Old Navy Mastercard credit card, you earn extra points at any of the Gap Inc. family brands, making it a great option to save on shopping.

So, let’s get into it. You’ll see:

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  1. How does the Old Navy credit card work?
  2. Old Navy Mastercard: Navyist Rewards
  3. Old Navy Mastercard: Fees
  4. How to apply for the Old Navy credit card
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How does the Old Navy credit card work?

The Old Navy Mastercard credit card works like any other credit card. Upon applying, you’ll have a nice credit line to use as you wish.

What makes it a good option is that you can receive special offers and discounts on all of the Gap’s brand family: Old Navy, GAP, Banana Republic, Athleta and Hill City.

Also, you earn points whenever you use it, so you’ll get points for every purchase made on the Old Navy credit card.

These points can be used through the Navyist Rewards program to shop in any of the brands we mentioned, at a 1:1 rate (one dollar = one point).

Old Navy Mastercard: Navyist Rewards

As mentioned, this credit card earns you extra points on the Navyist Rewards program. Here’s how it works:

  • Cardholders earn 5 points per dollar spent in any of the Gap Inc. brands.
  • Limited offer (until January, 2023): 5 points per dollar on all purchases, made anywhere.
  • After that period, you’ll earn 1 point per dollar spent on any purchase.
  • Points can be used to shop at any of the Gap Inc. brands’ stores and 100 points equals a $1 discount.
  • Bonus points: 2,000 points by shopping in two or more Gap Inc. stores in the same year.

Also, cardholders can enjoy a 30% discount on the first purchase made in any of the Gap Inc. stores using the Old Navy credit card.

Old Navy Mastercard: Fees and details

  • $0 annual fee.
  • Issued by Synchrony.
  • Mastercard Gold benefits.
  • APR of 27.49%.

How to apply for the Old Navy credit card

Application for the Old Navy credit card can be done online, right on Old Navy’s website. Here’s a quick guide:

  1. Visit the Navyist Rewards webpage and click on “Apply for the card”.

You can choose to create or log in to your Navyist Rewards account now or skip this step. If you log in, your card will be automatically saved on your account.

  1. Fill your personal informational last 4 digits of SSN and phone number, contact info etc. Hit “Continue”.
  2. Read the Terms of Service and confirm your application.

That’s it! You can check your approval on your email or by logging in to your Navyist Rewards account.

To check some other options for store-issued plastics, visit our website!

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