How to apply for the Milestone credit card and get approved with bad credit

Want to know how to apply for the Milestone credit card and get approved today? So check out our quick guide below!

The Milestone credit card has been one of the main options for those with bad credit, being that you get approved even if you have a negative credit history.

But is it really worth it? We’ve made a fair review considering the best and the worst about this credit card. You’ll see:

• Milestone credit card: the best
• Milestone credit card: the worst
• Milestone credit card: is it worth it?
• How to apply for the Milestone credit card

Milestone credit card: the best

Having no credit card can make things a bit difficult, especially if you want to order online, make subscriptions etc. But having a bad credit may make things harder.

That’s why the Milestone card comes as the “great solution” for those who have no credit history, or a bad credit history.

The best here is that you can get approved in these circumstances, with no security deposit required and start to rebuild your credit score.

So, if you are finding it hard to get approved by other credit cards, the Milestone card can be the solution.

Also, we can highlight the Mastercard Gold benefits, such as points rewards, discounts and special offers on hundreds of partners.

Milestone credit card: the worst

Having a bad credit also means that you might not get the best credit offers on the market, and here’s why the Milestone card might not be ideal:

There’s a fixed APR of 24.90%, which can be considered quite high. Also, the late payment fee is really high, standing at $40.

Moreover, you don’t want to be late on your payments for this one, as it will negatively impact your credit score.

Also, the annual fee of $75 ($99 after the first year) will be deducted from your credit line on the first billing cycle, and the initial credit is not really high ($300) to begin with.

Milestone credit card: is it worth it?

If you have no other options and/or don’t want to make a security deposit, then this is a good option. Consider the points expressed above.

The main recommendation here is to never get late on your payments and avoid the high interest fees.

Consider, also, that you can make multiple payments every month, clearing up your credit statement to be reused, making it useful for online payments etc.

How to apply Milestone credit card

You can get pre-qualified for the Milestone credit card with no risk to your credit score. Here’s a quick step-by-step:

1. Visit the Milestone credit card webpage and click on “Pre-Qualify Today”.
2. Fill your personal and contact information and click on “Pre-Qualify Now”
3. Check your email inbox for the confirmation.

Once pre-qualified, the application process is quite quick, and you can keep up with Milestone’s webpage.

Make sure to register your Milestone credit card at Mastercard’s to start earning points every time you use it!