How to apply for the Lowe’s Advantage credit card

If you’re a Lowe’s regular or working on a home improvement project, then check out how to apply for the Lowe’s Advantage credit card!

With no annual fee, this credit card gives you a 5% discount on almost all of Lowe’s products and you can actually explore zero-interest financing options.

So, let’s get started! You’ll see:

1. Lowe’s Advantage credit card full review
2. How to apply for the Lowe’s Advantage credit card

Lowe’s Advantage credit card: full review

Fees

First, it’s worth repeating that this is a zero-annual fee credit card, so, basically, you won’t be paying anything for using it.

On the negative note, this is a high APR credit card, with a 26.99% APR rate. Nonetheless, you have financing options with reduced APR (zero or 7%).

Benefits

What makes the Lowe’s Advantage credit card a viable option is that you can enjoy 5% discounts on eligible purchases and/or avoid high financing interests.

So, you can choose between that special 5% discount or to use the special financing options:

• 6 months special financing (0% APR) for purchases starting at $299.
• 84 fixed monthly payments with reduced interest (7.99%).

These options can really make a huge difference on your budget, as the reduced APR or the 5% discounts will surely make an impact on it.

On top of that, you’ll get a 20% off discount on your first purchase, with a limited $100 discount.

How to apply for the Lowe’s Advantage credit card

You can apply for the Lowe’s Advantage credit card online at Lowe’s official website or at Synchrony, the bank that issues the store’s credit card.

To make things easier, we suggest you do it at Lowe’s website. Just follow this simple 3 step tutorial:

• At Lowe’s: pre-qualification

First, visit the Lowe’s Advantage credit card web page and read the full offer. You can see if you’re pre-qualified with no impact to your credit score.

To do that, click on the white button “See if You’re Pre-Qualify”. Inform the last 4 digits of your SSN or ITIN and a mobile phone number and hit “Continue”.

Complete the rest of your information, check the Terms of Service and hit “Submit”. That’s it! Check your phone and email to see your pre-approval.

• Application

Once you’re pre-approved, things get easier and you can follow the steps sent to you by Lowe’s on your email.

Also, you can apply directly without the pre-qualification process. To do that, hit “Apply Now” on the Lowe’s Advantage web page and follow the same process.

• Approval

Your approval will be confirmed through your phone and email, so make sure to use a valid number and address.

Once approved, you can check your solicitation by logging into your Lowe’s account and manage it as you like.

If you want to see some other store issued credit cards, such as the Amazon Credit Card with cash back rewards and no annual fee, make sure to visite our website!