How to apply for the Kohl’s credit card

Learn how to apply for Kohl’s credit card and start earning more points and bigger discounts!


how to apply kohls credit card


If you want to know how to apply Kohls credit card, check our full review and step-by-step guide below!


With Kohl’s card, you can enjoy exclusive discounts and coupons. Also, you’ll get more points rewards on every purchase made at the store.

So, let’s get started. Here’s what in this review:


  1. Kohl’s credit card full review
    • Kohl’s Card Rewards
    • Kohl’s Card Fees
  2. How to apply kohls credit card online
LEARN HOW TO EARN ADVANTAGES EVERY DAY WITH LOWE’S CARD Check out our full review, learn how to get approved and get advantages every day with the lowe’s card with 5% off every purchase!

1) Kohl’s credit card full review

Kohl’s is a complete department store with more than 1,100 units around the country and, of course, an online shop.

If you are a regular shopper at Kohl’s, then this card can be a great option. There are exclusive discounts that can make a huge difference in your budget.

It can only be used at Kohl’s, making it a good option for regular shoppers and if you’re doing some renovation project on your home, for example.

This is how the Kohl’s card works:

  • Kohl’s offers 12 different discounts rates on various categories, which will vary every month.
  • Discounts can be quite significant, with some excellent deals for the most budget-conscious shoppers.
  • Cardholders have access to exclusive coupons.
  • Cardholders will earn 7% back in points on the Kohl’s fidelity program.
  • 35% off on your first purchase (Limited).
  • It’s issued by Capital One.

Kohl’s Card Rewards

If you’re already a Kohl’s regular, then you’re probably familiar with its point reward system. At every purchase, you get 5% back in points that can be accumulated.

So, if you already are part of the Kohl’s fidelity program, your point earnings will increase to 7% back on every purchase using the Kohl’s card.

Kohl’s Card Fees

  • No annual fee.
  • APR of 24.99% to 27.99% (High).

2) How to apply Kohls credit card online

Application for the Kohl’s card can be done online and you don’t need to be a member of its fidelity program to order yours. Here’s a quick guide:

  1. Visit Kohl’s Card application web page.
  2. Click on the purple button “Apply Now”.
  3. Fill in your personal information (name, contact, SSN etc.) and press “Review” at the bottom of the page.
  4. Review your information, read the Terms of Services and hit “Submit”.

That’s it! Approval is immediate and you can check your email for your validation.

Now, if you don’t already have, make sure to create an account at Kohl’s to have access to the best offers for the cardholders!

Kohl’s card is a great credit card to be used at this store, but there are some store-issued cards that can be even better. Check our 2022 reviews!

Check out our full review, learn how to get approved and get advantages every day with the lowe’s card with 5% off every purchase!