How to apply for the Discover It Secured credit card
Learn how to apply for the Discover It Secured credit card and get a credit line up to $2500 even you with have no credit history.
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If you want to learn how to apply for the Discover It Secured credit card and be approved right now, then keep on with our review!
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Discover It Secured is a great option for those starting on the credit ladder as it is approved for those with bad credit.
So, let’s check how this credit card works and how to apply for it online in a simple three step guide! Let’s get started! You’ll see:
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- Discover It Secured credit card: review and rewards
- How to apply for the Discover It Secured Credit Card
Discover It Secured credit card full review
The main difference between a debit card and a secured one is that the second can earn you cash back and other rewards, and also get you approved for an unsecured credit card.
This is a credit card made for those with bad credit or no credit history, and it works in a simple way:
- The deposits made into your account turn into your credit line.
- The minimum deposit is $200, and the maximum credit limit is $2500.
- Those deposits are refundable, considering you’re not using your secured credit card line at the moment.
Also, there is no annual fee, so you’re not paying anything to keep your credit card working.
Rewards
As mentioned, there’s two great reasons to opt for a secured credit card: first, approval is guaranteed. Second, it can earn you rewards, in this case, cash back.
By using your Discover It Secured credit card, you earn 2% cash back at restaurants and gas stations and 1% cash back on all other purchases made anywhere.
Plus, considering you keep your balance paid in full, your credit score will increase greatly, as Discover reports good credit behavior to the main credit bureaus.
Also, Discover will approve you for an unsecured credit card after 7 months of using the secured version, considering you’re not in debt with it.
How to apply for the Discover It Secured Credit Card
Application for the Discover It Secured credit card can be done online and you can actually be pre-approved with no risk to your credit.
Here’s a simple 3 step guide to make it easier for your get approved for it today:
- Visit the Discover It Secured web page and, after reading the offer’s details, click on the orange button “Apply now” or “Check if I’m Pre-Approved”.
- Insert your ZIP code, the last 4 digits of your Social Security Number and date of birth. Press “continue”.
- Choose your card’s design and fill your personal information, such as name, contact addresses and employment status, read the Terms and Service and hit “Submit”
That’s it! Remember that, even with bad credit, your approval chances are very high, so give it a try and get approved today to start earning cash back every time you use your credit card!
Want to see some other credit cards available for those with bad credit? So, make sure to visit our website!