Discover It Student Cash Back credit card: unlimited cash back and no credit history required
Learn everything about the one of the best credit cards with cash back rewards made for students.
If you’re just starting to build your credit and want a credit card with cash back rewards and no annual fee then you should check the Discover It Student Cash Back credit card.
You don’t need a credit history to be approved for it and can enjoy cash back earnings on all purchases, with a 5% bonus in many categories!
So, keep reading and check the full review for the Discover It Student Cash Back and all its pros and cons. You’ll see:
- How it works
- Pros and cons
- How to apply
How it works
The Discover It Student Cash Back is certainly a highlight when it comes to student-focused credit cards, as it has the best reward system of the category.
Since it’s focused on students, this credit card doesn’t require a credit history. In fact, it helps you build your credit, as your payments are reported to the credit bureaus.
Also, this is a simple credit card to work with. You earn unlimited 1% cash back on all purchases, and 5% cash back on special categories that change every quarter.
These categories vary from gas, grocery, gym memberships, restaurants, payments through PayPal and many others.
Note that the 5% cash back reward is limited to up to 1,500 in spending per quarter. Once this limit is reached, you’ll earn 1% back on those categories.
Pros and Cons
As mentioned, Discover’s credit card option for students is certainly one of the top-tiers available in 2022, and it’s easy to get approved for it.
To makes things simple, here are the pros and cons of the Discover It Student Cash Back credit card:
- No annual fee.
- No credit score required.
- Easy approval.
- Higher reward rate for cards of the same category.
- No late payment fee on the first time you delay.
- Credit limits can be increased regularly.
- No foreign fees.
- 6 months intro period of 0% APR.
- Low APR: 14.49-23.49%.
- Report to credit bureaus (raises your score).
- You can choose the cards design.
- Available only for students.
- You need to have an income.
How to apply
As mentioned, you need to be a college student to apply for this card, and be at least 18 years old.
Application can be done online at the Discover It Student Cash Back credit card page on Discover official website.
You can actually get pre-approved without risk to your score, so don’t miss this opportunity!
If you need any help applying, just check our step-by-step guide to get your Discover It Student Cash Back credit card approved today!
To check more credit cards with high rewards rate for 2022, visit our website and check our reviews!