Destiny Credit Card: full review and how to apply
Destiny Credit Card is available for those with bad credit history, doesn’t require a secured deposit and carries the Mastercard flag. Check the full review!
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If you have bad credit and are finding it hard to get a credit card, then tha Destiny Credit Card can be a solution.
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This is an unsecured credit card, meaning, you don’t have to make a deposit to get a credit limit.
Also, this is a fairly simple credit card and it’s even simpler to apply for it, as you can get easily pre-qualified. Check our full review below!
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- Destiny Credit Card summary
- Pros and Cons
- How to get pre-qualified for Destiny Credit Card
Destiny Credit Card summary
As we already mentioned, this is an unsecured credit card that is available for people with less-than-perfect credit histories.
In that sense, even if you have a low FICO score, you can still get approved. Actually, you can start rebuilding it.
That’s because Destiny reports your balance payments to the main credit bureaus to start raising your score monthly.
You may not get a high initial credit line if your score is too low, but you can still be approved and start raising it month by month.
Finally, the annual fee is between $59 and $99 (depending on creditworthiness) and there’s no intro APR period (24.90%).
PROS
- Easy pre-qualification and approval.
- Accepts low FICO score.
- Mastercard discounts.
- Reports to credit bureaus (raises score).
- Unsecured credit card.
CONS
- Annual fee.
- No rewards.
- May have a low initial credit limit.
How to apply for the Destiny Credit Card
You can apply for the Destiny Mastercard online. First, we suggest you get a pre-qualification to check if you are eligible for approval.
To do that, visit Destiny’s official website and sign in. Response is almost immediate and, once pre-qualified, application is very simple.
Finally, remember to sign up your new credit card to Mastercard’s website, as you can enjoy many discounts at the brand’s partners, which are many.
To check some other credit cards that are available for people with a bad credit history, make sure to visit our website!