Credit One Bank Platinum x5 Visa credit card: rewards and how to apply
Credit cards with very high return rates are not always acceptable! Discover the Credit One Bank Platinum X5 Visa now and how to apply for it!
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The Credit One Bank Platinum x5 Visa is a credit card with many benefits, high rate rewards and a high chance of approval.
So, if you want a credit card that goes beyond the basics, this one can do the trick. Since it has many features, we’re making a full review to help you decide.
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In this review, you’ll see:
- Main features
- Cash back
- How to apply for the Credit One Bank Platinum x5
Credit One Bank Platinum x5 Visa: main features
Even though this has a high APR (annual percentage interest rate), it’s not outside the same rate for credit cards aimed for people with regular credit.
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Also, it offers a minimum $500 initial credit line, which is higher than most of the credit cards within the same category.
Furthermore, this credit card also charges an annual fee of $95 dollars, which is not ideal, but this amount can be recovered through its cash back system.
- Annual fee of $95.
- Starting limit of $500.
- No security deposit required.
- Unlimited cash back rewards.
- APR of 24.24% (can be lower if you have a higher credit score).
- Foreign transactions fee of 3% or $1 (whichever is greater)
- Visa Platinum benefits, including discounts in hundreds of retailers, travel insurances and much more (terms apply)
Cash back
Some credit cards offer some real high cash back rates, but are not always easy to get approved for those who don’t have excellent credit.
On the other hand, ele offers a good initial credit limit for those with fair credit, being much easier to get approved, and with a decent cash back reward.
Here’s how it works:
- You’ll get a bonus cash back reward of 5% on the first $5000 spent.
- Earn 1% cash back for everyday purchases (gas, groceries, cell phone, internet, cable and satellite TV).
- There’s no limit on how much cashback you can earn monthly.
- Cardholders can enjoy a higher cash back rate using this card at Credit One’s retailer partners.
Your cash back can be redeemed as a credit statement, being used to pay off your balance, making it simple to use.
How to apply for the Credit One Bank Platinum x5
As we mentioned, this is a fairly easy card to get approved, and you can actually check your odds of approval without hurting your credit score.
To apply this credit card, visit the Credit One Bank official website and submit your application, as everything can be done online!
We have a quick 3 step tutorial on how to apply and get approved for the Credit One Bank Platinum Visa x5, make sure to check it out!