Check out the best credit card alternatives for bad credit
Check out the best credit card options for those who need to rebuild credit!
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Did you know that there are credit card alternatives for bad credit?
We are now going to present you with excellent options for you to be approved regardless no matter your credit history. So, what are the best alternatives?
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Check them out:
Credit card alternatives for bad credit: Milestone – Discover It Secured
The Discover It Secured credit card require a refundable security deposit, which will be used as your credit line.
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So, if you deposit $1,000, for example, that will be your credit line on your Discover It Secured credit card (minimum is $200). Also, there’s cashback!
- No annual fee.
- Earn unlimited 1% cash back on all purchases + 2% on gas stations and restaurants.
- Build your credit score quickly.
- Security deposit won’t be necessary anymore after 7 months of applying (get your deposit back).
We also have a full review and a quick guide for applying to the Discover It Secured credit card. Make sure to check it out!
Milestone alternative: Capital One Secured
Just like the option above, the Capital One Secured credit card requires a security deposit, which is also refundable.
- No annual fee.
- $49 deposit = $200 credit line.
- Reports to credit bureaus.
- Easily approved.
The Capital One Secured credit card is a great option, as you can get a $200 credit line by depositing just $49. Check our full review!
Milestone alternative: Avant Credit Card
Another great option to start building your credit score is the Avant credit card. Just like the Milestone card, you don’t need a security deposit to receive a credit line with Avant.
- Annual fee ranges from $0-$59.
- Credit limit up to $3000.
- No security deposit required.
- No penalty for late payment.
- Issued by WebBank (FDIC).
- Variable APR of 27.24-29.99%.
As an alternative for the Milestone, the Avant credit card offers a lower annual fee, and there’s no penalty in case of late payments.
You can get pre-qualified for the Avant credit card online, and there’s no risk to your credit score.
Make sure to check our full review and step-by-step on how to apply for this credit card and get yours today!