Citi Bank Cash Back card: which ones are the best?

Citi Cash back credit card are some top-notch options available to earn up to 4% money back on all of your purchases.


Citi cash back card options are among some of the best ones in the category. So, what are your options and how to apply for one?

We’re doing a quick review on the best Citi Cash Back Cards and its rewards rates, among some other benefits. Here’s what you’ll see:


  1. Citi Cash back rewards system
  2. Custom Cash Credit Card
  3. Double Cash Credit Card
  4. Cotsco Anywhere Visa card

Citi Cash Back Card Rewards Program


CITI COSTCO ANYWHERE VISA CREDIT CARD Earn cash back on all purchases made anywhere and optimize your budget with Costco

Citi® has a Rewards programs in which you can accumulate points, which can be redeemable as credit (money), gift cards, used as miles at Airlines fidelity programs or shopping points at


Custom Cash Credit Card

The Custom Cash Credit Card is an unsecured option that earns you 1% cash back on all purchases, with a 5% cash back on eligible spending categories.

  • $200 cash back bonus after spending the first $1,500,
  • 1% unlimited cash back on all purchases,
  • 5% cash back on special spending categories,  limited to $500 each billing cycle,
  • 0% intro APR for 15 months,
  • Variable APR of 16.99%-26.99%

Application for the Citi Custom Cash Credit card can be done online, and you can get pre-qualified without damaging your credit history!

Double Cash Credit Card

The Double Cash Credit Card has been named on quite a few “Best Cash Back Credit Cards” list for the past few years, and here’s what you need to know:

Costco Anywhere Visa: cash back, discounts and special benefits with no annual fee
  • Earn 1% cash back on all purchases plus 1% upon paying your balance off.
  • $200 cash back bonus (after spending the first $1,500),
  • 0% APR period for 18 months,
  • APR of 16.99%-26.99%
  • Balance Transfer Fee: 3% or $5 (minimum).

Citi Cash Back card: Cotsco Anywhere Visa

If you’re a Costco member, then the Citi Cotsco Anywhere Visa credit card is an excellent option. And if you’re not, you might want to consider becoming one.

Here’s how the cash back rewards works:

  • 1% cash back on all purchases, unlimited,
  • 2% cash back on purchases made on Costco and
  • 3% cash back on restaurants and travel expenses
  • 4% cash back on eligible gas and EV charging for the first 7K spent every year.

Also, this is a zero annual fee credit card that can be used overseas without any international transaction fees.

On the other hand, you’re also entitled to Costco membership benefits, which includes great discounts and rewards that makes this credit card even worthier.

We have a full review on the Costco Anywhere Visa credit card with a quick guide on how to apply for it online. Make sure to check it out!

FULL REVIEW Costco Anywhere Visa offers up to 4% cash back rates