Chase Freedom Unlimited credit card: features and how to apply

Knowing how the Chase Freedom Unlimited credit card works is something you need to know, after all, having a credit card with cash back benefits is a must for anyone trying to earn more with their money.

Therefore, this card is a great option for your wallet, as it has a flexible system for receiving and redeeming money.

So, if you want to start earning cash back on all of your purchases using your credit card, check this one out!

In this quick review, you’ll see:

1. Chase Freedom Unlimited credit card
2. Discover the rewards
3. Know your credit card fees
4. How to Apply

Chase Freedom Unlimited credit card Review

This credit card offers a good cash back reward system, which is its best feature. You earn up to 5% cash back using the Chase Freedom Unlimited, check it out:

• 1.5% cash back on all purchases
• 3% cash back at restaurants (including eligible delivery services)
• 3% cash back on drugstores
• 5% cash back on gas stations*
• 5% cash back on Lyft services (terms apply, ends March, 2025)

It’s worth noting that the 1.5% is a bonus reward applied for the first $20,000 total spending in the first year.

It means that you’ll earn a 1.5% plus on all the other categories. So, the 3% cashback categories go up to 4.5%, and the 5% cash back categories go up to 6.5%.

Rewards

First, it’s worth mentioning the R$200 bonus you earn after spending $500 on purchases in the first 3 months from opening your account.

Also, you get a 5% cash back reward on gas stations purchases on up to $6000 spent in the first year. Learn more about this offer here.

This credit card also rewards you points on the Chase Ultimate Rewards program. These points can be redeemed in different ways:

• As cash back
• Shop at Amazon using your points (1 point = 0.8 cent)
• Gift cards (1 point = 1 cent)
• Plane ticket and travel expenses with Chase Ultimate Rewards

Fees

He has no annual fee and a 0% intro APR for the first 15 months.

After that period, the APR may vary from 15.74% to 24.49%. The foreign transaction fee is 3%.

How to Apply for the Chase Freedom Unlimited credit card

You can apply for this credit card online, on the Chase official website.

Applying won’t hurt your credit and you are pre-approved instantly. So, apply for yours now! You can check our step-by-step guide, if you need any help!

Looking for a different kind of credit card? Visit our website and check the best options for 2022!