Everything about the Best Buy Credit Cards: rewards and easy financing
We’ve done a full review on the Best Buy credit cards and checked how its rewards system works. Verify Now!
Best Buy credit cards are some of the best choices among store credit cards specially for buying tech products with great financing options and cash back rewards.
There are two different versions: the My Best Buy Citi Credit Card, exclusively for buying on the store, and the My Best Buy Citi Visa, with cash back rewards on all purchases!
We’re reviewing both of the versions, so keep reading to get all the details on how they work and how to earn cash back with any of them! You’ll see:
- My Best Buy Citi Credit Card
- My Best Buy Citi Visa Credit Card
- How to apply for the My Best Buy Citi Visa Credit Card
My Best Buy Citi Credit Card
The My Best Buy Citi credit card is accepted only at Best Buy and its online store, guaranteeing 5% rewards on purchases made on it. It’s issued by Citibank.
This credit card is issued by Citibank, and there’s no annual fee. By applying today, you’ll get a 10% bonus on your first purchase at the store.
These rewards are points on the My Best Buy Program, and can be amounted to being redeemed in credit. Every $500 on purchases amounts to 1,250 points, or $25.
My Best Buy Citi Visa Credit Card
Now, if you’re looking for a credit card with rewards to use anywhere, then this is your best option, as you earn cash back on every purchase:
- 5% back at Best Buy (2.5 points per dollar spent).
- 10% bonus on the first purchase.
- 3% back on gas purchases (1.5 point per dollar spent).
- 2% back on dining and grocery purchases (1.0 point per dollar spent)
- 1% back on all purchases (1.0 point per 2 dollar spent).
What makes this version more flexible is not only that it can be used anywhere Visa is accepted, but you’ll also earn points every time you use it.
Once you apply, you can get approved by both Visa Gold($59 annual fee) or Visa Platinum (no annual fee), the difference being the annual fee.
Also, the Platinum version guarantees some exclusive benefits offered by Visa that are not covered by the Gold version. The one you get will depend on your credit history.
How to apply for the My Best Buy Citi Visa Credit Card
Application for the My Best Buy Citi Visa credit card can be done online at BestBuy.com.
To see more details, you can check our full review for the My Best Buy Citi Visa credit card with a quick step-by-step guide to apply.